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Rate & Terms

10% to 15% / 1 to 2 pts
Annual rate / origination points

6–12 month terms. Interest-only payments. No prepayment penalty.

Fast Approvals

48–72 hrs
Typical approval timeline

No committee. No bureaucracy. We review the deal and make a decision fast.

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Asset-Based Underwriting

Up to 70% ARV
After-repair value basis

We lend on the property value and the deal — not your credit score or income.

What We Look For

We're investors ourselves — we know a good deal when we see one. Here's what we need to move forward.

Property Type SFR, Small Multi
Location DFW Focus
Max LTV 70% of ARV
Loan Term 6–12 months
Rate 10% to 15% / 1 to 2 pts
Credit Score Not required
W-2 / Tax Returns Not required

How to Get Funded

01

Submit Your Deal

Fill out the application below. Include the address, purchase price, rehab estimate, and ARV.

02

We Review the Deal

We underwrite based on the property and your exit strategy — not your tax returns. 48–72 hour turnaround.

03

Term Sheet Issued

You get a clear term sheet — rate, points, loan amount, and timeline. No surprises.

04

Close & Execute

We fund, you execute. Flip it it, or refinance into long-term debt. We're your partner through the exit.

Fix & Flip Loan Application

Takes 3 minutes. We respond within 48 hours.

Questions Before You Apply?

Call or message us. We talk deals — not sales scripts.